I keep seeing people posting about getting sued in state court over debt, and everyone screams that they need to tell their bankruptcy lawyer. Tell them? Yes. That’s relevant to the bankruptcy case.

But people seem to think the bankruptcy attorney is going to represent them in the lawsuit. No. They’re not that kind of lawyer. I mean, they could be that kind of lawyer, sure, but then you’re asking them to do something for you that’s going to come with its own fees and processes. If they advise you on a state lawsuit, it’s certainly nice of them to do, of course, but their role doesn’t extend to the small claims lawsuit between you and Chase. Not without a separate fee, at least.

Where it matters — and where they will represent you regarding a state lawsuit — is when the creditor violates the automatic stay and/or the discharge order.

submitted by /u/Edumakashun
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