Hey everyone, I’m looking for some advice from those who’ve navigated Chapter 7 bankruptcy or have experience with credit card debt relief. I’m a 27-year-old guy currently renting my place and carrying about $42,431 in total credit card debt spread over eight different cards. I also owe about $22,000 on my car.
I’m considering whether filing for Chapter 7 is the right move, especially since I’ve seen people filing at much higher debt levels. I’d love to hear your thoughts on whether it’s a viable option in my situation or if there are other routes I should consider first. Thanks in advance for any insights!
submitted by /u/ItchyLoad1647
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