MasConcepts Incorporated

So I’m about to be filing chapter 7 and my lawyer suggested abandoning my bank account with Wells Fargo because I do have a personal loan through there as well as an outstanding credit card balance and they will likely wipe and close the account.

A bit about my situation- my mom is very judgey and insane about my finances despite me being almost 30 and living out of state. It occurred to me that while nothing (the loan nor the credit card) have her name attached to it that my bank account does. It was an old teen account that I basically always kept and got turned into just an everyday checking account, but when I request my paper statements it lists her and me. She can see my checking account on her banking app but I cannot see any of hers.

I currently don’t have plans to tell her that I’m filing because I don’t want to deal with her judgement along with everything that’s going on- but should I get her removed from the account before I do? I don’t want them to wipe or pull from my family’s other Wells Fargo accounts. I’m not looking for legal advice I just am worried with what the lawyer told me and finding her name on the account still. Does anyone have experience with it affecting someone else?

I also discovered she has me down as an authorized user on one of her credit cards which is showing up in my credit report but I’ve never touched the card before.

How would any of you suggest navigating asking her to be removed from my account while not touching on the fact that my adult ass is filing for chapter 7 and it’s none of her business?