I am over $60,000 in debt — that includes student loans and taxes (which I know won’t get covered under BK) and credit card and personal loans
I tried my best to scathe by but honestly I’m drowning and expecting my first baby. I honestly do not want to bring her down. I own no car, no home and I just feel like I’d rather just start from scratch and build up from here
I just have had shitty money habits and I want to break these chains and learn how to have a healthier relationship with money.
submitted by /u/Last_Bag_8463
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