I wish I had an idea of a range of what our potential monthly payment would be. One lawyer made it sound like if we have $500 disposable income, then that’s what our monthly fee would be. I asked how can we even build an emergency savings or deal with emergencies if all money would go to bills +living expenses + bankruptcy? They said well, your situation can’t get any worse. But I’m seriously asking lol.
Are we not understanding disposable income correctly? This seems like we might as well not file if we’re going to have $0 leftover anyway.
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