I filed for Chapter 13 in 2019. I was 20 years old and just got divorced. I took all the debt (about 80k). I wasn’t making much and needed help.
• The past two years I had to buy a car (8000)
• Had emergency surgery in November and needed income (6600 personal loan)
My credit is very good
I honestly forgot about the having to ask for new debt. Yes, I know I’m an IDIOT.
• I only have $3000 left on chapter 13
I’m recently going through USDA mortgage, everything has to be approved by Trustee and judge. I’m guessing they’re going to see I acquired new debt without permission? I don’t know what they look at, I’m sure they’ll see my credit report?
I need a home so bad and I don’t know what to do from here. Please help, any advice will help.
submitted by /u/LoganMan_T
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