I am about to file for bankruptcy and do have a lawyer helping with this. I found out on my credit report that I am an authorized user on my dad’s Capital One credit card since 2001. I have never used the card, there is a zero balance, but it is still opened and in good standing. He put me on this when I was 21 years old to establish a credit card history. I don’t want my dad to find out I am filing. When I called Capital One to get myself removed they cannot find the account, my SSN is not associated with the account. Has anyone had a similar experience and what was the outcome? Will his credit card get flagged or closed? Thank you!
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