Obtaining credit cards as a stay home parent using household income (spouse’s income) as the income source. Is this fraud? My understanding is that it isn’t if you had reasonable access to the spouse’s income. Cards obtained several years ago with consistent on time payment history. Wondering how this affects a chapter 7 filing. I read something somewhere that had me guessing the validity.
When cards were obtained spouse’s income was high. Then job loss hit and still used cards. Is this fraud? Not looking for legal advice, just curious.
submitted by /u/SomeCranberry1
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