I’ve been reading numerous posts about banks taking a long time to pick up vehicles surrendered during Ch. 7. I’ve now missed 2 months payments (bank threatening repo now) and the Ch.7 has yet to begin, let alone finalized. My vehicle is $22k loan and valued only $10k(max! )

How much was your vehicle worth vs how much you owed the bank before they repossessed it? And, more importantly, how long did it take for the bank to physically remove it from your possession?

submitted by /u/primarywatcher
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