Greetings All,
I am so grateful to this group. Without this group, I would have never had the courage to begin this journey and complete this journey: CH7 fully discharged. There was so much encouragement, insight, and feedback from so many people in this group. Initially, I spent several weeks reading other people’s postings. Eventually, I got the courage to post and initiate the process on my own. That process started back in October 2025 with a lot of doubts but forward thinking.
My timeline: October to December 2025 learn, read, research, and prepare January 2026 Filed CH7 March 2026 341 meeting May 2026 Discharged
I found a fantastic and supportive attorney to guide me. I was discharged this week. All of you have been so valuable beyond words. I plan to continue to encourage others the same way that I was encouraged. Without a doubt, this is an amazing step forward. What stands out most in my mind is so many times when my concerns were reinforced by someone else’s parallel situation. With absolute gratitude and grace, thank you so much. Moving forward, my next steps include 1) finding one or two secured or regular credit cards to rebuild 2) continue the positive habits that I’ve started to practice the past 6 months 3) being grateful each day with this new worldview
Many of you have recommended specific credit card companies, but I wonder if there are different recommendations for those who earn higher salaries versus those who earn mid to lower range salaries.
Keep it going. Rise up.
submitted by /u/yourinnercompass
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