I got discharged last Tuesday!!! Filed early Feb and discharged May 12th.
I burned
Chase, credit one, capital one and discover in my BK.
I live in NV so I can’t get a mission lane as its not available.
I tried using the discover preapproval tool and capital one preapproval tool as I heard those were the most bankruptcy friendly after, however I have not been offered anything, even for the secured cards.
I heard unsecure bumps up your credit faster, but I don’t want to get a predatory card with fees and high APR.
I was thinking of applying for the Citi and/or the US bank secured card. I have also started the Self credit builder. Is there anyone who has burned the above banks and have received anything? I know chase wont let me back in but I am bummed about discover and Cap1 not even giving me the secured.
Lastly, is it also true that secured cards raise your credit score slower than unsecured? Thank you!!! 🙂
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