My attorney is working on filing for me this month but I’m honestly nervous. I was completely debt free in 2021, purchased a condo in a cooperative, and the ish hit the fan (I have a reality tv show worth of drama I could share) $25k of attorney debt later and here I am at bankruptcy. Add to that a 6-month stint of unemployment (technically underemployment cause I worked throughout till I found gainful employment), and of course, my body started acting up while unemployed so I had medical bills. I wasn’t behind on any payments, but realized I was robbing Peter to pay Paul and I wasn’t going to make it out. I met with my attorney last month who said it would be good to file this month. Said I should stop paying everything except current expenses and it should be fine. As I’ve stopped paying for a month, I cannot believe how much extra money I have. It feels so good to not be struggling every month and if I need something, like I had to buy a thing to fix my car AC the other day, I was like, “Oh! I can do that now!” I feel like I’m living in luxury! But I’m nervous that I feel like I now have TOO much after my paychecks. I’m not a person who goes out to eat a lot or anything (I’ve never really had the means so I’ve always been pretty minimalist and this is the first time I’ve earned as much as I do). Should it make me nervous that I feel like I have so much extra money after bills? Should I be concerned for my bankruptcy?
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