We are in the process of chapter 7. Not paying on our debt has allowed our family of 5 to survive off of one income. Many households in America can’t do that because of things piling up. You can’t replace the time you have with your kids growing up. Stop slaving away making minimum payments with no end in sight and just do it. Your children will thank you. And you will thank yourself after it is over.
submitted by /u/Randumb-Pers0n
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