Getting consultations this week.
BofA card ~ 19,500
Citi Card ~ 1350
Discover ~ 12,000
Capital One ~ 7,800
car loan ~ 15000 (Id like to keep this)
my credit score is around 700ish, ive never missed a payment
so about $40,000 in cc debt. 15 on car. My cards are all maxed out because all my limits were lowered. this is the first month I cannot make the minimum payments on time.
my plan was to skip payments for the next few months, use that money to pay a lawyer and file.
but then I got worried that bank of america could take the money directly from my checking account as that is where I have my checking account.
I’m starting to have lot of stress and anxiety about this.
I rent via private landlord but am month to month. I’d hope not to have to move anytime soon, but I would hate for something to happen and i need to.
submitted by /u/Right-Money3187
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