The collection calls and letters are starting. I lost a good paying job and took a drastic pay cut. I am unable to keep up with everything and I both don’t care about my credit and also don’t want to get sued at the same time. I have a meeting with a lawyer to explore bankruptcy, so that should help. It is all coming at once and I don’t know how to handle it. I am in SW USA.

submitted by /u/UnlikelyPotential516
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