I have been considering filing for bankruptcy because I just cant make ends meet. We have roughly $150,000 in unsecured debt and $320,000 student loans. House is $2390 per month and 2 cars total $1400 per month. Combined gross income is $225000 and filing together. We love in Ohio.
We will be filing taxes but are expected to get a refund of around $9,000. I have some items that I could really use that money for, such as vehicle maintenance and house maintenance. Should I go ahead and file now or wait until tax return and file sometime after I would receive my refund? I juat dont know if i could protect the money.
submitted by /u/Plenty_Raisin8120
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