Hey Everyone,
Ive been on the fence for a while on whether bankruptcy is the right choice for me. In 2024 I graduated college with a decently high paying job, $120k a year before taxes. The past 2 years I’ve tried to be responsible, but have been helping my family pay for medical care. Obviously I value my family more than money, but have been somewhat stressed the entire time. The current situation is that im $100K in debt and am running out of savings. Atleast the medical care is over with for now, my mom was getting chemo if anyone was wondering, but ive just been contemplating if a 7 year credit hit is worth it. Personally I am confident I am able to pay off my debt, but im just worried that something else will pop up. For reference I live in California so very little chance I am buying a house in the next 7 years and I also have a paid off Mustang with only 70K miles.
Thank you in advance for you advise.
submitted by /u/random_burner15
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