When people are in debt and no way to pay it at all why doesn’t anyone mention bankruptcy as an option? Is it due to the fear of your public record history or something? Or the shame of it or ? Because I truly don’t understand it I see multiple people especially myself young and Gen Z we are going thru a huge debt default and I see them posting on TikTok an YouTube and comment full of “ Just pay it off pay off the minimum “ which I start to realize not even the minimum helps at all even if you paid 15 extra of that minimum doesn’t actually work? But in those comments section no one EVER mentions bankruptcy… like nothing at all

submitted by /u/Pale_Original_9769
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