Edit: we are using a VA loan.
My wife and I are 3 years into our chapter 13 bankruptcy. 2 years left yay! I have to move for work. Renting is out of the question at this point as it’s all commercial in the area and bankruptcies are an automatic disqualification.
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We missed a couple of payments to the trustee due to the government shutdown. Caught back up immediately once I got my back pay.
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Rental history: rent has been late a few times. Again due to government shutdown and then a family emergency.
So we are going to buy. My salary will be $220,000 base. We have a pre approval however, I’m worried that in underwriting we will be denied those reasons.
I’m I stressing over nothing or is there a good chance our loan will be denied?
submitted by /u/Key-Department1476
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