How much are your expenses scrutinized during the 341 meeting? Our meeting is coming up this Thursday and we’re a little worried about them not accepting our Schedule J and our proposed payment increasing a lot.

We are not planning on a 100% payment plan. We are under the median income (technically qualified for Chapter 7) but after looking at our finances our attorney said we had too much money left over after expenses. My husband had some really good commission checks in the 6 months before we filed, which inflated our average monthly income. However, he doesn’t have months like that super often.

Mostly just hoping our meeting is quick and painless!

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