Big thanks to support from many here. I’ll keep it brief, happy to answer any questions.
Started researching in December of 2025
As others, I used MetLife Legal plan through my work plan which covered almost all of the fees. Out of pocket, I paid $500 for filing fee and whatever else attorney wanted
$200K+ CC/personal loan debt
1 repossessed car
1 reaffirmed car loan
No assets
Filed 4/23
341 Meeting yesterday, 5/21
Very quick, no creditors on the call. We went 3rd and was done with the call in 5 minutes. Trustee wished us well.
Attorney gave green light to apply for new credit. Approved for a Capital One Savor card with a $4K limit last night.
Don’t stress, don’t wait, best of luck anyone in this journey.
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