I have been in such an endless cycle and it has felt like this was the only way out to a better future. I filed ch 13 today. My payments will be $941 per month for the next 60 months. However I am very happy to be able to keep my assets (my 2017 vehicle). This has been such a process but I feel like it was definetely the right decision. I have been in endless debt since age 18 and I am looking forward to a better future now that I understand how to use credit/debt effectively. Cheers to a better future 🥂
submitted by /u/ApprehensiveCurve548
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