Hello, I keep on reading here everyone that is on chapter 13, and on 100% paying back program, however I just filed mine, and I was told I am only in the 1% paying back. Is this a good thing or bad thing?
I am married, and I filing alone, husband is not filing, I have no assets but my home which we exceded the homestead protection, I could not file chapter 7 as I have some 1/4 percentage of ownership in our home business, which is pretty much bankrupt as well.

is this a good thing? My unsecured dept is around 100K and my mortage debt.. I am just confused as I see everyone talking about 100% paying back. Any feedback is appreciated!

submitted by /u/kouklaforyou
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