I was served a lawsuit by my bank on Thursday for $13K in credit card debt and are expecting an answer to the summons in 28 days from now
I have literally less then $100 dollars in my bank account so hiring a lawyer is not an option
Obviously chapter 7 seems to be the only solution at this point for me.
But do I need to still file an answer to the summons if I plan on filing for bankruptcy? Should I still file an answer to buy more time while I file?
How hard will it be file chapter 7 without a lawyer
Sorry if this post seems to be rambling I’m freaking out and don’t know what to do
submitted by /u/XtroSpeical
[link] [comments]