I had been mulling filing for several months due to 60,000 in unsecured credit card debt. Over the past few months I had to stop paying some of my cards and my credit score went from 760 to 490. I figured that bankruptcy probably won’t hurt my score any more than it already is. What I want to say to those of you who are considering it is how much of a relief it is. I wish I had done it sooner. Hopefully after my case is discharged I will be able to work on reestablishing good credit in a responsible manner. I will never again allow myself to become a slave to the usery interest rates of credit card companies.
submitted by /u/Cautious-Yak-8083
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