My Husband co-signed on my car loan. I want to file c7 but he doesn’t. Upside down on the car and our credit is worse now so we can’t refi. We have a mortgage and plan on keeping the house. I don’t want the car but he’s primary on the loan and pays the bill. I’d rather surrender but was told he would have to file w me or let the car be repossessed (which would make his situation worse). He won’t file bc he “claims” his mom is not having the ‘best of luck’ credit wise when she filed over 6-7 years ago. I haven’t spoken to her personally about it as I feel it can be inappropriate. Question is, will our credit union make him refi and have a higher payment since his credit is worse since buying the car if I’m filing and including car in question? Or what has happened w others in similar situations?
submitted by /u/Anon_Writer602
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