I need some advice, I have a lot of credit card debt in the range of 77k. I owe various banks, about 6 months ago I was in a debt management program but I fell out of it because I couldn’t keep up with the payments, back then I was only making 100 k, and between rent and bills there wasn’t much left. I was going to go bankrupt about 4 months ago, because apparently i qualify for a chapter 7. Now, i recently got a gig and make double, so I don’t think I qualify anymore. But I worry that I can get laid off any month. My cards are now on the bring of being charged of, should I try to settle or hold off?
submitted by /u/chemicalromance562
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