12 months after my discharge, cant get any sort of auto loan even with several thousand down.
Cant get a decent credit card that doesn’t have $200+ annual fee
A lot of the posts on here seem to claim big improvements after 6 to 12 months but I am not seeing it, creditors still wont touch me with a 10 foot pole. I have paid everything on time, I keep my balances low and my score is 680 which is 200 points better than when I filed but still doesn’t seem to make a damn bit of difference.
Am I doing something wrong?
submitted by /u/TimberlandFrost16
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