MasConcepts Incorporated

My husband and I have been going back and forth on filing for Ch. 7 bankruptcy. We have about $378,000 in debt between various avenues such as student debt, house mortgage, car, credit cards, etc. We found a bankruptcy lawyer and he sent us the paperwork that asks us for any assets we own, how much we own on the house, etc all the information that they take into consideration. On the paperwork, I noticed “storage unit” as one of the sections to fill out. Long story short, I have several storage units that I am currently in the process of emptying/closing out. I have a history of hoarding and mental illness, and the items in those units are basically trash and do not amount to any dollar value.

My husband does not know about these storage units. However, I do not want to lie/hide anything from the attorney/trustee because I understand that can be considered fraud, and our case may get rejected or I may get into serious trouble.

Our finances are combined. He does not know I have been paying for them. I know this is an asshole move on my part, yes. But as I mentioned, I am proactively working on emptying these units out for good and trying to get help on my mental illness.

Since those storage units are only under my name, I feel that legally, he should not have the right to know about them. However, in this situation, will he find out about it anyway? I’m mainly worried during the 341 meeting that the trustee will ask me about this. If I disclose everything in advance on the paperwork and be truthful, is there a chance the trustee won’t bring it up?

I’m genuinely losing sleep over this and I feel so anxious/sick that I had to take some xanax to calm myself. Please help.