Edit* meant to put credit union in title* apologies
Hello all, the wife and i filed for Ch. 7 fully discharged last year. However we decided to keep the car as i only owed a small amount and entered a reaffirmation agreement. I had a credit card with the same bank that got discharged fully as well.
I recently inquired about a payoff amount for my car at the bank whom i had the car loan with (sun coast credit union) and the told me i had to submit it in writing or go into a branch.
I went into my local branch and the person gave me the payoff amount, then took the paper back and spoke with another person for about 15 minutes before telling me even if i pay the car off i would not get the title until the “other line if credit was settled “ which baffled me because everything was fully discharged.
Ive already reached out to my lawyer about this but I’m curious if anyone had a similar experience and what was the outcome? Thank you
submitted by /u/No_Station8697
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