I filed at the end of 2019 and have found myself back in debt. I feel like I’m stuck in the minimum payment circle trying to make ends meet. I’m under the median in FL but would it be bad to file again at the end of 2027? Do they drill you for a lack of money management skills for these things? My life has completely changed since 2019 and I have a family now and things have just gotten out of control and I only make around 60k/yr. I do have a mortgage now so would I even be able to keep my townhouse?

submitted by /u/NewerDistrict2074
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