I’m swamped it debt. I make like 85K a year but I have probably 70K in credit card debt, and have been considering bankruptcy for a while but i literally can’t afford not to use credit cards. I spend more than I owe and that’s after cutting the fat. My wife doesn’t work, and she has about 100k in student loans. I tried calling a bankruptcy attorney for answers but they just really felt rude and kept asking me about a house when I don’t own a house I’m a renter, it just overwhelmed me and I didn’t follow up. So I found Reddit and figured I’d ask here. I know the first thing I’m supposed to do is stop using credit cards but how can I physically afford to not use them WHILE paying for an attorney??
submitted by /u/Massive_Ad6498
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