I was discharged December 2024. I had no late payments, but I was robbing Peter to pay Paul. Right after discharge I got Mission CC 2k and Credit One 300. I got a self lender loan where o pay 25 a month for 2 years and they will send me the money i accumulated minus there fees. Last year I got Cap 1 for 4k and Ally 2k. I burned 4 of Cap 1 cards. I’m constantly getting credit line increases.
I kept my Tesla and now I just applied for a new car. I was approved for a 3.99% interest rate by both JP Morgan Chase and Cap 1. I got 9% with Santander.
Just wanted to share that financial credit life continues. Just take time to learn what happened and slowly rebuild.
submitted by /u/Cold-Inflation-3328
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