I’m located in Oregon. Y’all I feel pretty low. I filed for bankruptcy February 2019. It was the best decision I have made. I was dragging around 12k debt I couldn’t make a dent in and my income was pretty low. After discharge in February 2019 I built up a savings and life was better. I feel sad and embarrassed to say this but I’m back in debt. I had a dual income for a while, decent savings, and rent was cheap. The relationship was toxic, I lost everything, money became tight and I had to start all over again. Emergency after emergency popped up and I exhausted my savings. After COVID my student loan payments doubled. have nothing and now I’m drowning. I want to go back to school but with how much I’m paying on student loans, a credit card bill and a loan I can’t get ahead.
Next year I can file for chapter 7 again. I’m thinking of doing it. I have no assets. It’s just me, cats and an apartment. No car, TV, or anything of actual value.
Anyone else gone through bankruptcy twice? Do you feel better after having it done? Please be kind I’m struggling. I appreciate any support.
submitted by /u/SmallWombat
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