I’m in Virginia and filing as a household of 1. The Chapter 7 median income threshold is around $78K, and I currently make about $85K.

I’ve spoken with two bankruptcy attorneys, and both told me that Chapter 13 is the applicable option based on my income.
Has anyone been in a similar situation—over the median income but still pursuing Chapter 7—and kept consulting attorneys until they found one who determined they qualified and filed successfully? If so, did you ultimately receive a Chapter 7 discharge?

Just looking for others’ experiences before I decide whether it’s worth getting additional opinions.

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