MasConcepts Incorporated

I filed in April and was discharged July 28. So I just want to uplift anyone that is thinking about or currently going through Chapter 7. First of all, it’s not the end of the world so take a deep breath because there is a light at the end of the tunnel. If you’re wondering what to expect- I can say my life hasn’t changed much except for the immense amount of stress/shame/guilt has been lifted which has been doing wonders for my mental and physical health. My credit score tanked in the beginning and dipped down to 500 something but as of yesterday it is at 628. I’ve opened 3 credit cards since filing and been using them responsibly. I did keep my car, I had it reaffirmed so nothing changed there. I will say that obtaining a good attorney makes a world of difference. I had an amazing attorney & he took the bulk of the stress off of my hands. My only regret is letting my “pride” get in the way of filing sooner!