On some of these card applications I have inflated my income by a large amount. But my income in 2023 was technically 140k from a Inheritance(drugs and gambling is horrible) But my normal income is 44k gross in pennsylvania. Curious if any of these companies object more than others

Chase i have 3 seperate cards 6k 5k 5k Sofi 4k Upstart loan 1.5k Upgrade 2k Citi 2.5k Discover 6k Capital one 1.5k Paypal credit 1.5k Amex 1.5k Irs 23k from 2023( I have a payment plan with them for 365 a month) I know chapter 7 doesn’t get rid of this Student loans 6k 5k from about 8 other smaller credit cards I haven’t used most of these cards in about a year. Most haven’t been paid in 6 months or so.

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