Hi all, My wife totaled one of our cars recently. We have another vehicle and CAN make due with 1 for a bit if necessary, but with 3 kids and activities and us working different shifts, having 2 vehicles is much easier. We are about 6 weeks to discharge of our chapter 7 case. I know if I wait until discharge it will give me more and better options for getting approved for a loan. I wonder how much better and if it’s worth waiting.
We aren’t looking for an expensive vehicle, just one that runs and gets us where we need to go. Something around $10k. We have $5k to put down from the insurance settlement. Older is fine, but obviously I want to avoid super high mileage. I don’t really want to go private party because I don’t trust people.
I’m hoping people who have purchased vehicles both during and after discharge of chapter 7 can give their experience. Thank you everyone!
submitted by /u/gmambrose
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