So recently I filed for Ch7 bankruptcy and I said that I would surrender my Kia K5 2021. This vehicle is damaged pretty bad on the front end. Which I think it’s cost more for them to fix it than what the vehicle is worth. My thing is that I rather fix the vehicle myself and continue to drive the vehicle without physically surrendering it. Hoping that Kia Finance would deem it as a loss in their books anyway. Anyone been in this situation that could give me advice/insight?

submitted by /u/TLamb2120
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