Hey everyone,
I’m 2 years post chapter 7 discharge and my credit hasn’t really budged at all. In the past 2 years I’ve applied for more credit cards (one secured and 2 unsecured) and have been attempting to rebuild. I’ve had no missed/late payments and yet, my credit score remains as it was post discharge. I know people say it takes time to have it come back up, but I feel like I normally see people post about progress at least a year later… Why am I not seeing any progress? I’m desperately trying to get it to at least over 700, but I can’t seem to get past the 650s.
Is this/has this happened to anyone else?
submitted by /u/athrowaway2119
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