I understand you have to pay for private student loans once chapter 13 plan is discharged, but curious to hear other experiences with how the private student loan companies approached you. Did they sue you for the amount or work with you to develop a payment plan?

I am 3 years into my plan. My private student loan company sold the debt to an unknown creditor in May of last year (I checked Pacer, but have not seen a transfer of debt as of yet.) So I expect to hear from them in 2028 once my case is discharged but just want to know how willing are they to work with you.

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