We’re close to our one year filing date. Everything was discharged and we’re doing well financially. Our credit score is in the low 700s. I’m thinking about getting a Capital One card. Here’s my question. If I just get it to get a tank of gas, can I go online and pay it off the following day and have that positively effect my credit score or do I have to be pinged with the monthly interest charge then pay it off??
Also, how/where do we report our mortgage payments so they hit our credit score?
submitted by /u/abomb46
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