We are getting to the point of filing and are needing to catch up on a couple payments (rent and storage unit) and also need to pay the lawyer over $2k so we can file. We just had a baby who had an unexpected nicu stay where we were living out of a hotel for weeks and money is super tight. My husband looked and saw he can pull out a $4k loan which would help get us caught up and pay the lawyer so he requested it and they’re sending a check. I tried to call my lawyer but she’s out of town for the next week and now I’m spiraling bc I feel like we just made it so we wouldn’t be able to file chapter 7 now (the loan wouldn’t put us over the salary amount but I’m worried about another loophole I might be missing). Can someone help maybe ease my mind?
Edited to add: the loan will be paid back over 10 months and payments automatically deducted from my husbands check before he gets paid
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