Keep trying guys. I was discharged from Chpt 7 March 6 this year and burned Cap1 for 4 cards and a discover card, total around $10k. I literally kept applying seems like every other day via the prequalify tool with the last time being July 27th, got denied again saying had a charge off with them. I tried again literally the next day, July 28 and voila, congrats you’re approved with 3 options and I accepted the Savor with a $2k limit.

I had to walk away and come back again because I thought I misread it. Haha I don’t know if it made a difference, but this time when it asked if I’ll be using the card for cash advances I checked yes whereas I usually check no. Maybe they said, we’ll make money from him. I’m old school so I wasn’t going to believe it until I saw it for sure and today the card shipped and I’ve had my virtual card number since I was approved, so it’s real.

submitted by /u/edkane100
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