I am a 30 year old married man with 1 child and 1 on the way. I make 150k a year (salary) but am drowning in debt. I have over 80k of debt. My minimum payments for everything is over what I pull in monthly. I have tried balance transferring to lower cards but can’t get approved and I make too much to pass the means test for chapter 7 bankruptcy. I have applied to endless second jobs, haven’t heard back from any. Tried Uber Eats, Instacart, etc but not steady enough in my area to make any true earnings.
I have pissed through all of my savings and 401k. I am at a complete loss on what to do next. Any advice is greatly appreciated.
submitted by /u/Candid-Note7036
[link] [comments]