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MasConcepts Incorporated

MasConcepts Incorporated

Trusted Financial Education

  • 30 N. Gould St

    Sheridan, WY 82801
  • 888-225-4028

    24 Hour Service
  • contact@masconcepts.com

    24 X 7 online support
  • About
  • Blog
  • Bankruptcy
    • Debt Payoff Options: What Would You Actually Pay?
    • Means Test Table as of July 15 2026
    • Bankruptcy Court Finder
    • Bankruptcy Exemptions by State
    • Chapter 7 Bankruptcy: Frequently Asked Questions
  • Bankruptcy Education Guide
  • Contact Us

Month: September 2026

September 17, 2026

Life after Chapter 7 bk update

I filed in April and was discharged July 28. So […]

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September 17, 2026

Over the Chapter 7 income limit by ~$7K — should I keep looking for a lawyer?

I’m in Virginia and filing as a household of 1. […]

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September 16, 2026

Any unexpected consequences that came from filing bankruptcy?

I’m considering filing for Bankruptcy and I’d like to know […]

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September 16, 2026

Voluntarily surrendered my upside-down car today. I expected shame. I felt relief

We filed/finalized our chapter 7, and today we finally voluntarily […]

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September 16, 2026

Chapter 7 filed Friday, already showing on TransUnion and score increased — when do credit card balances usually update to $0?

Hi everyone, I filed Chapter 7 bankruptcy on Friday, September […]

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September 16, 2026

Has it really changed your life?

30yrs old, with over 35k debt. Maxed out credit cards. […]

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September 15, 2026

Filed today and notified my auto lender so they don’t repo my car and they said I need to hire an attorney.

Huge weight off my shoulders, filed for ch 7 today, […]

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September 15, 2026

Perhaps Our Last Ch13 Update

After our discharge a little over a month ago, the […]

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September 15, 2026

Filing for Ch13, but spent student loan refund

Hi all! So, to keep it short, I am planning […]

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September 15, 2026

Discharged!

Timeline as followed: Filed chapter 7 with lawyer – May […]

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Posts pagination

Previous 1 2 3 4 … 8 Next

Recent Posts

  • 14 months post discharge
  • I ended up filing Chapter 13 at 62
  • 341 meeting over, I was shaking like a leaf!
  • Scared of Chapter 13 payment plans
  • Experience with Nuvision Credit Union and car loan

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Archives

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  • June 2020
  • August 2019
  • November 2012

Categories

  • Bankruptcy Blog
  • Evictions Landlord Tenant Blog
  • Family Law/Divorce
  • Foreclosure
  • Small Business
  • Uncategorized

About Company.

At Masconcepts Incorporated, we believe financial empowerment begins with knowledge. Founded in 1994 as a family-owned company, we’ve built our reputation on trust, transparency, and a commitment to helping individuals, families, and businesses navigate financial challenges with confidence.

Services

  • Bankruptcy Education – Helping clients understand the process, rights, and responsibilities, while exploring alternatives and long-term recovery strategies.
  • Credit Restoration – Providing clear steps to rebuild and strengthen credit profiles for healthier financial standing.
  • Debt Settlement Guidance – Educating clients on negotiation strategies, settlement options, and compliance considerations.
  • Bookkeeping & Financial Management – Offering practical training and resources to keep records accurate, compliant, and audit-ready.
  • Tax Resolution – Breaking down IRS processes and helping clients navigate audits, liens, and repayment plans.
  • Business Formation – Guiding entrepreneurs through entity selection, compliance, and startup essentials.
  • Business Credit Development – Teaching strategies to build and leverage business credit for growth and sustainability.

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