I have a 34k loan with my ex girlfriend that has 34k left to be paid out. Two years ago she totaled the car and GAP only paid out roughly 3k and there’s 34k left now. I have 5.5k on my discover, 4.8k personal loan, 2.5k on my Amex and owe about 13k on my car left. My debt alone is definitely manageable but with her 34k loan it’s not. I make roughly 2,000 every two weeks. I have 3.7k in my 401k 16,500 in my Roth IRA and 11,400 in my individual account. She hasn’t paid for the loan so I’m expecting to get a ding on my credit so I’m considering ch7. The ONLY thing really stopping me is my investments. My 11,400 isn’t protected so I’m trying to time it perfectly but idk… I need some advice.
submitted by /u/United-Economics-405
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