View the US Trustee approved list of Credit Counseling Agencies
U.S. Trustee Program — Overview & How to Use the List
Before an individual can file for bankruptcy, federal law requires them to complete a credit counseling session from an agency approved by the U.S. Trustee Program (USTP), except in Alabama and North Carolina, which operate under Bankruptcy Administrators.
The Department of Justice maintains the official, continuously updated list of approved agencies.
What This Page Provides
According to the USTP website, the page includes:
1. Approved Agencies by State and Judicial District
- Users select a state, U.S. territory, or commonwealth, then choose a judicial district to see approved providers in that area.
- Some agencies are physically located in other states but are approved to serve your district via internet or telephone.
2. Language-Based Search
- Many agencies offer services in languages other than English and Spanish.
- A dropdown allows users to select a language and view all agencies offering counseling in that language.
- If a language is not listed, the USTP recommends contacting the Credit Counseling Unit directly.
3. Delivery Methods
Agencies may offer counseling:
- Online (Internet)
- By telephone
- In person (less common in some districts)
Each listing specifies which delivery methods are available.
Examples of Agencies Listed
The page includes numerous approved providers. A few examples from the retrieved content include:
| Agency | Location | Delivery Method | Languages | Source |
|---|---|---|---|---|
| BK Class, Inc. | Gilbert, AZ | Internet | English | |
| Simple Class, Inc. | Las Vegas, NV | Internet | English | |
| DebtorCC, Inc. | Jersey City, NJ | Internet | English, Spanish | |
| Wiser Consumer Education, Inc. | Plano, TX | Internet & Telephone | English, Spanish | |
| Abacus Credit Counseling | Encino, CA | Internet & Telephone | English, Spanish |
These are only a few of the many agencies listed.
Important Notes from the USTP
1. Alabama & North Carolina
Bankruptcy cases in these states fall under Bankruptcy Administrators, not the U.S. Trustee Program. Users must contact the appropriate Bankruptcy Administrator for approved agencies in those districts.
2. Internet & Telephone Agencies
Some districts may only have remote counseling options, not in‑person services.
3. Additional Services
Many approved agencies also offer non‑bankruptcy financial counseling. The USTP clarifies that it does not review or approve these additional services.
Downloads Available on the Page
The USTP provides downloadable data files:
- XML file of all approved agencies (17 MB)
- XML schema
- Complete data dictionary (XLS)
These are intended for developers, researchers, and organizations integrating the data into systems.
Contact Information for Questions
The USTP provides direct contact details for the Credit Counseling Unit:
- Phone: 202‑514‑4100
- Email: ust.cc.help@usdoj.gov