After weeks of looking at the bankruptcy questionnaire, my attorney gave me I finally filled it out and brought the deposit. kept going back-and-forth on what I wanted to do because I was very nervous about doing this.
After sitting down and realizing that my amount of debt was about 40-50K and it would take me probably a good two decades to pay off just making a minimum payment. Finally realized $2250 is a lot better to spend than trying to pay off around 40-50K.
This debt has been a burden on me for years. I’ve lost sleep because of it. I’ve lost hope that I would ever own a house for me and my four daughters. Things haven’t been ok and I felt like a failure, and I felt like it put a burden on mine and my fiancé’s relationship.
After reading stories about people saying they couldn’t get a car after bankruptcy or a house, I still have a slight glimmer of hope that I could rebuild my credit to where it was before and I have a house in a couple years. Hoping this was the right decision.
submitted by /u/bsullivan426
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