So I’m in a Ch13, about 6 months away from being done with the repayment plan. Long story short, the A/C in my house died and summer is just getting started. The lawyer said to find a loan to cover the replacement(12k) but of course no one will touch me with the bankruptcy still going.

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What are my options here? It’s 90 degrees where my kids sleep during parts of the day…

EDIT: I’ve tried both traditional loans as well as trying to use home equity.

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